A salary increase – it’s worth asking
Have you done a lot for your employer over the past few months and developed yourself further? Then you deserve a pay rise, too. For those who don’t want to wait until their next annual appraisal, there are five classic situations that each provide the perfect occasion for a successful salary negotiation.
Second-hand purchase – well protected
When purchasing a property, the seller's building insurance is transferred to the buyer. Natural hazards, outstanding premium payments and conversion - things the new owner should pay close attention to. Well-maintained second-hand buys” are popular: and not only when it comes to cars, but also property.
An income protection plan? I don’t need one, do I?
Occupational disability is not an easy topic. Many people ignore it, while others put it off. Here are five common misconceptions and prejudices – and things you should know to cover yourself in the worst-case scenario.
Private pension schemes: Saving early pays off
A private pension scheme to supplement the statutory pension is now more important than ever. Here’s why it pays off to start saving for retirement directly. Regardless of the new pension package, nobody can rely on the statutory pension alone if they want to maintain the standard of living to which they are accustomed when they are old.
