To give you an overview of the residential property market in Germany, we have broken down the individual types of use and their advantages and disadvantages for you. Especially as an investor, you want to know what opportunities the German real estate market offers you. And hey - even a property you use yourself is an investment - perhaps the biggest one you've made so far.

Construction interest rates are still low, and this is a welcome development not only to potential buyers but also to owners – and not just when the term of their loan is about to end. Well-chosen follow-on financing means financial security. When it comes to arranging for their follow-on financing, the willingness of property owners is relatively high – not every financial topic is so self-evident for consumers.

Since July 2021, the German federal government, through the state-owned bank KfW, has been providing special support for the construction and modernization of residential properties that save a particularly large amount of Co2. The support consists on the one hand of a low-interest loan and on the other hand of a direct repayment subsidy in a considerable amount.

About us

Your German Mortgage is not only a mortgage broker - we are trusted advisors from MLP, Germany's leading independent financial consulting company based in Berlin. We have more than 25 years of experience in financing property, and we are the first consultants to offer an online mortgage service for expats in Germany.

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