SCHUFA
Schufa Score
The SCHUFA is the German credit register. All bank accounts and credit cards of a citizen resident in Germany are stored there. Likewise all credits are stored. Also mobile phone, Internet contracts and customer cards are listed there. As soon as a disturbance of a credit or several reminders due to unpaid invoices have been reported to SCHUFA, the SCHUFA score decreases. You can check your SCHUFA Score here.