Use our Glossary to understand the different German mortgage terms and definitions



In Germany, Mortgages are fixed over a term of 5, 10, 15, 20 or 30 years.

At the end of the fixed interest term, there are two options:

  • Paying off the entire mortgage or as much from the debt as you wish.
  • Refinancing the residual debt with your current lender or another lender, who could be offering a better deal.

The bank could then also re-evaluate your property and you could receive additional financing. With this money, additional investments could be made or it could be used to pay off more expensive financing whether in Germany or at home. We will continuously monitor your mortgage and we will inform you about your options in advance of your interest fixation term expiring.

About us

Your German Mortgage is not only a mortgage broker - we are trusted advisors from MLP, Germany's leading independent financial consulting company based in Berlin. We have more than 25 years of experience in financing property, and we are the first consultants to offer an online mortgage service for expats in Germany.

+49 30 28 39 3136

Mon - Fri 8.00 - 18.00

Saturday and Sunday closed